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Best Prepaid Cell Phone Plans For All Finances

April 19th, 2009 Leave a comment Go to comments

The specifics of different prepaid t mobile cell phones plans are usually made to suit different kinds of clients, so it’s important know about your kind of consumption to choose the most convenient plan. For instance, do you text a lot, or call during off peak times?

Most prepaid mobile plans work the same, although the tariffs are often wildly different. One of the most important things to know about when choosing your prepaid mobile service, especially if you are a light phone user, are credit expiration times. Often you will have a month to use your credit, and then it will expire, Better carriers give you up to a year of credit expiration time, and rollover of any unused credit if you top it up.

Also, if you don’t top up your prepaid mobile phone regularly, after six months or a year the rental of the line will expire too, and you will lose the phone number. You will then have to get a new number and go through the hassle of telling all your friends that you changed phone number.

As for the operators and their plans, Virgin Mobile has a very cheap offer, with most prepaid mobile recharges giving you the opportunity to call for 10 cents a minute. TracFone offers nice phones too, if somewhat more basic, and generally the call quality is very good. Prices are similar to T-Mobile, around 20 cents a minute depending on the prepaid mobile top-up amounts. This carrier is suitable if you want to top up small amounts more often.
MetroPCS also offers good service and rates, but its prepaid mobile service is only available in 33 states. Avoid it if you travel a lot out of state though, as their roaming and long distance rates are quite steep for prepaid mobiles.

There is also Cingular plan that is great if you don’t plan to use your prepaid mobile every day. Calls cost 10 cents a minute, plus a dollar for every day that you will use the phone to make calls. It’s good offer for occasional prepaid mobile phone users.

The main benefits of prepaid cell phone service are not having to worry about going over on your minutes, no contract, or a very limited contract, and control over your spending. If you like the idea of having cell phone service without a contract, but want the benefits you’ll find in a contracted cell phone plan without the contract, a monthly prepaid plan might be just the ticket for you. If you seldom use a cell phone, but still want to have access from time to time, a Pay as You Go prepaid plan will be your best bet.

Let’s start with the best monthly prepaid cell phone plans. AT&T’s GoPhone Pick Your Plan is one of the best in the business for monthly prepaid. Refurbished GoPhone phones start at around $10.00 when you buy online. Monthly plans start at $29.99 for two hundred minutes for the basic plan, and $69.99 for their premium plan which includes unlimited mobile to mobile, plus unlimited nights and weekends, and 650 anytime minutes. The best plan for value is $49.99 with 3000 night and weekend minutes, unlimited mobile to mobile, and 400 anytime minutes.

T-mobile also has a very good monthly prepaid plan with all the benefits of monthly post paid. With T-Mobile FlexPay , phones start at around $30.00, but currently free after a $30 mail in rebate. Plans start at $39.99 a month for 300 minutes, unlimited nights and weekends, plus unlimited calling to 5 numbers of your choice with MyFaves . Before signing up for a T-Mobile FlexPay plan you’ll need to purchase your phone.

Now for the best Pay as You Go Plans . It works much like a prepaid phone card but for your cell phone. TracFone allows you to buy 400 minutes for $99.99, plus get your phone for free. You could also get a free phone by signing up for the $29.99 plan with 120 minutes, but you’ll need to add more minutes in a specified time range to keep your number active. Top up cards are as little as $20.
Another really good Pay as You Go provider is Net10 with 10 cent per minute calling anywhere, and everywhere. While a monthly service provider might sound like the best option, it isn’t as easy as doing a prepaid cell phone plan. There are several important things to consider about a prepaid-cell-phone service plan before you decide to purchase it.

With prepaid-cell phone plans, you are in control of the type of service you get, how much you spend, and how much you are going to be using your service. Unlike a monthly service provider, with prepaid cell phones, you don’t pay a flat monthly rate to have your phone. Paying a flat rate can be frustrating if you don’t always use your telephone the same amount each month, or if you find that you are not using as much as you paying for. With prepaid flip phones, and prepaid services, you choose how much time you’d like to put on the phone, you buy it, and then you use it.

Some services come with all types of plans and all types of phones. You can get prepaid- flip-phones, or regular phones. You can even get blackberry-phones. When you purchase a phone for a prepaid-service, the phone will usually come with a few minutes, or units, on it already.

Once you purchase the plan, you’ll start it up, and then call a specific number from the phone in order to activate it and to get your cell number. It is easy to use prepaid-cell-phone plans. You simply purchase a card from the store, or buy minutes online, and load them onto your telephone, using a telephone or the internet. When you run out of prepaid time, you’ll need to purchase additional credits.

As long as you stick to the guidelines, you’ll have the ease of a cell plan with a price tag you are able to control.

Find more information about prepaid t mobile phones here.

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